Axis Bank Neo Credit Card
Lifetime free
- 100% cashback up to ₹300 as a welcome benefit, on your first utility bill payment within 30 days of card issuance
- Flat ₹120 off on Zomato using code AXISNEO, on ₹499+ orders, twice a month
- 10% off on Blinkit, up to ₹250 off, on ₹750+ orders, once a month
HDFC Bank Pixel Play
Lifetime free
- HDFC offers it lifetime free only when you apply online; otherwise the standard ₹500 + GST fee applies
- 5% cashback on any 2 spend packs of your choice, from 5 available (BookMyShow+Zomato, MakeMyTrip+Uber, Blinkit+Reliance Smart Bazaar, Electronics via Croma & Reliance Digital, Fashion via Nykaa & Myntra)
- 3% cashback on Amazon, Flipkart or PayZapp
Flipkart Axis
Cashback
- 7.5% cashback on Myntra, capped at ₹4,000 per statement quarter
- 5% on Flipkart & Cleartrip
- 4% on other preferred-merchant spends, 1% on everything else
Airtel Axis Bank Credit Card
Cashback
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bills via the Airtel Thanks App, capped at 2x your base cashback per statement month
- 10% cashback on gas and electricity bills via the Airtel Thanks App, capped at your base cashback per statement month
- 10% value back on Zomato, Blinkit and District Movies, capped at ₹200/partner/month (₹499 minimum transaction on Zomato/Blinkit)
IndianOil Axis Bank Credit Card
Fuel
- 4% value back at IndianOil fuel outlets (20 EDGE Reward Points per ₹100), on ₹400–₹4,000 transactions, capped at ₹5,000 eligible spend/month
- 1% fuel surcharge waiver separately, capped at just ₹50 per statement cycle
- 1% value back on online shopping (5 EDGE points per ₹100), capped at ₹5,000 eligible spend/month
LIC Axis Bank Signature Credit Card
Lifetime free
- 1 Reward Point per ₹100 on all spends (excluding fuel, wallet loads and EMI conversions), 2X on LIC premium payments and foreign currency transactions
- 100% cashback up to ₹300 as a welcome benefit, on your first utility bill payment within 30 days of card issuance
- 8 complimentary domestic airport lounge visits a year, at select airports
SimplyClick
Cashback
- 10X Reward Points across 11 partner merchants (Apollo 24x7, BookMyShow, Cleartrip, Domino’s, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ)
- 5X Reward Points on other online spends, capped at 10,000 points/month (then 1 point per ₹100)
- ₹500 Amazon.in e-voucher on payment of the annual fee
Simply Save
Rewards
- 10 Reward Points per ₹150 on dining, groceries, movies and department stores (1 point per ₹150 elsewhere)
- 2,000 bonus Reward Points (~₹500) on spending ₹2,000 within the first 60 days
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100/cycle
SBI Card PRIME
Rewards
- ₹3,000 welcome e-Gift voucher (Yatra, Bata-Hush Puppies, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- 4 international + 8 domestic airport lounge visits a year (2 per quarter each), via a complimentary Priority Pass membership
- 10 Reward Points per ₹100 on dining, department stores, movies and grocery, capped at 7,500 points/month combined
SBI Card ELITE
Premium
- ₹5,000 welcome e-Gift voucher (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop)
- Free movie tickets worth ₹6,000 a year via BookMyShow (primary card only)
- 6 international + 8 domestic (2 per quarter) lounge visits a year via a complimentary Priority Pass membership
HDFC Bank Pixel Go
Cashback
- 5% cashback on SmartBuy transactions
- 1% cashback on all other spends, plus 1% on UPI spends (RuPay variant, capped at 500 CashPoints/month)
- No CashPoints on fuel, EMI, rent, wallet-load or government transactions
Marriott Bonvoy
Travel
- Marriott Bonvoy Silver Elite status plus a welcome Free Night Award (up to 15,000 points) and 10 Elite Night Credits, triggered by a single ₹500+ transaction within 90 days of card issuance (or on fee levy, whichever comes first)
- Up to 3 more Free Night Awards a year, at ₹6L / ₹9L / ₹15L annual spend milestones
- 8 Bonvoy points per ₹150 spent at Marriott hotels; 4 points per ₹150 on travel, dining and entertainment; 2 points per ₹150 elsewhere
Tata Neu Plus
Cashback
- 2% NeuCoins on non-EMI Tata Neu and partner Tata Brand spends; 1% on EMI (even on Tata brands) and all other spends
- Up to 1% back on UPI via Tata Neu — 0.25% base (credited by HDFC) + 0.75% extra via your Tata Neu UPI ID, capped at 500 NeuCoins/month combined
- 499 NeuCoins welcome benefit on your first transaction within 30 days (not applicable on lifetime-free/first-year-free cards)
Tata Neu Infinity
Rewards
- 5% NeuCoins on non-EMI Tata Neu and partner Tata Brand spends; 1.5% on EMI (even on Tata brands) and all other spends
- Up to 1.5% on UPI via Tata Neu — 0.5% base (credited by HDFC) + 1% extra via your Tata Neu UPI ID (credited to the Tata Neu account, capped at 500 NeuCoins/month)
- 1,499 NeuCoins welcome benefit on your first transaction within 30 days (not applicable on lifetime-free/first-year-free cards)
Legend
Lifetime free
- 1 Reward Point per ₹100 on weekdays, 2 points per ₹100 on weekends
- 3,000 bonus points on ₹5 lakh+ annual spend
- 1.8% discounted foreign currency mark-up on international spends
AU Altura+
Lifetime free
- 1.5% cashback on offline/retail spends (plus 1 Reward Point per ₹100 on the same spends), 2X Reward Points on online spends
- 500 bonus points on ₹20,000+ retail spend in a calendar month
- 8 complimentary railway lounge visits a year
AU Vetta
Lifetime free
- Up to 4 Reward Points per ₹100 spent
- At least 1 lounge visit per quarter with combined domestic and international access, via a Priority Pass membership (gated on quarterly spend; exact visit count worth reconfirming with AU support)
- 1,000 bonus points on a birthday retail transaction (fuel excluded)
FIRST Millennia
Lifetime free
- 10X Reward Points on dining, travel and your birthday
- 3X Reward Points on other eligible spends; 1X on utility, insurance, railway and FASTag spends
- Zero forex mark-up on international spends
Select
Lifetime free
- 10X Reward Points on dining, travel, international spends and your birthday; 3X on other general spends (international spends stop earning points from 26 Oct 2026)
- 1X Reward Points on utility, insurance, railway and FASTag spends
- Zero forex mark-up on international spends
First Wealth
Lifetime free
- Revolving interest from 8.5% p.a. — the same low bank-wide rate as IDFC First’s other cards, not a Wealth-exclusive perk
- Zero forex mark-up on international spends
- 8 complimentary lounge visits a year (4 domestic + 4 international) on ₹20,000 spend in a calendar month, usable the following month, plus 4 railway lounge visits a year on the same spend gate
BOBCARD Uni GoldX
Lifetime free
- 1% value back in Uni coins (24K digital gold) on every eligible transaction (exclusions apply)
- 5% value back in Uni coins when you shop for vouchers at the Uni Store
- Zero forex markup on international spends
YES Bank POP-Club
Lifetime free
- 10 POPcoins per ₹100 spent online, 2 POPcoins per ₹100 on all other spends (₹100 minimum transaction to earn)
- POPcoins redeem at up to ₹1 each, credited after your monthly statement generates, and expire 365 days after being credited
- No POPcoins on fuel, rent, wallet loads, utility, insurance, government, education or EMI-converted spends
Scapia Federal Bank Credit Card
Lifetime free
- Two linked cards sharing one credit limit and monthly statement — a VISA card for general spends and a complimentary RuPay card for UPI
- 10% Scapia Coins on VISA spends across all merchants in India, elevated to 20% on travel bookings made via the Scapia app
- 5% Scapia Coins on RuPay UPI (and other RuPay) spends of ₹500 or more
RBL Shoprite
Cashback
- 20 Reward Points per ₹100 on grocery shopping — 5% value back, since each point is worth up to ₹0.25 — capped at 1,000 points/month
- 1 Reward Point per ₹100 on other eligible purchases (fuel, utilities, insurance, railways, rent, government services and education don’t earn points)
- 2,000 welcome bonus points on your first swipe within 30 days, provided the annual fee is paid by its due date
HDFC Bank IRCTC
Travel
- 5 Reward Points per ₹100 on IRCTC ticketing website and Rail Connect App bookings
- Reward points redeem only for train tickets via HDFC Bank SmartBuy — 1 point = ₹1, capped at 70% of the fare (inclusive of all passengers and IRCTC service charges)
- Additional 5% cashback on train bookings via HDFC Bank SmartBuy
HDFC Bank Millennia
Cashback
- 5% cashback on Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit
- 1% cashback on all other spends
- ₹1,000 gift voucher or 1 domestic lounge visit on ₹1,00,000+ spend in a calendar quarter — pick one; up to 4 lounge visits a year if every quarter qualifies