Fees & charges
Joining fee₹0
Annual / renewal fee₹0, for life
Why this card
- 10X Reward Points on dining, travel, international spends and your birthday
- 3X Reward Points on other spends, up to ₹20,000 online per month
- 25% off movie tickets and a 1% fuel surcharge waiver
- Up to 45 days interest-free ATM cash withdrawal (a one-time ₹199 + GST fee applies)
More from IDFC First
Select
Lifetime free
- 10X Reward Points on dining, travel, international spends and your birthday; 3X on other general spends
- 1X Reward Points on utility, insurance, railway and FASTag spends
- Roadside assistance worth ₹1,399, usable up to 4 times a year
First Wealth
Lifetime free
- Revolving interest from 8.5% p.a. — among the lowest advertised in the market
- Lounge access (1 domestic + 1 international) on ₹20,000 spend in a calendar month, usable the following month
Card names, fees and figures shown are illustrative; verify current terms with IDFC First directly before applying.